{"id":448,"date":"2015-11-12T22:22:51","date_gmt":"2015-11-12T13:22:51","guid":{"rendered":"https:\/\/snuac.snu.ac.kr\/asiareview\/?p=448"},"modified":"2024-09-09T15:33:45","modified_gmt":"2024-09-09T06:33:45","slug":"%ea%b8%b0%ec%97%85%ec%86%8c%ec%9c%a0%ea%b6%8c%ec%9d%80-%ec%a0%95%eb%a7%90-%ec%a4%91%ec%9a%94%ed%95%9c%ea%b0%80-%ec%9d%bc%eb%b3%b8-%ea%b8%b0%ec%97%85%ec%a7%80%eb%b0%b0%ea%b5%ac%ec%a1%b0%ec%97%90","status":"publish","type":"post","link":"https:\/\/asiareview.snu.ac.kr\/?p=448","title":{"rendered":"\uae30\uc5c5\uc18c\uc720\uad8c\uc740 \uc815\ub9d0 \uc911\uc694\ud55c\uac00?: \uc77c\ubcf8 \uae30\uc5c5\uc9c0\ubc30\uad6c\uc870\uc5d0\uc11c \uc678\uad6d\uc778 \ud22c\uc790\uac00\uc758 \uc5ed\ud560"},"content":{"rendered":"

[vc_row][vc_column][vc_row_inner][vc_column_inner width=”1\/2″][\/vc_column_inner][vc_column_inner width=”1\/2″ css=”.vc_custom_1666059682274{margin-bottom: 20px !important;}”][vc_acf field_group=”15″ field_from_15=”field_634e0b764f542″ show_label=”yes” align=”right”][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][vc_single_image source=”featured_image” img_size=”full”][vc_btn title=”\uc6d0\ubb38 \ub2e4\uc6b4\ub85c\ub4dc” style=”flat” color=”chino” size=”sm” align=”center” i_icon_fontawesome=”fas fa-file-pdf” button_block=”true” add_icon=”true” link=”url:https%3A%2F%2Fasiareview.snu.ac.kr%2Fwp-content%2Fuploads%2F2022%2F11%2F05_%EB%AF%B8%EC%95%BC%EC%A7%80%EB%A7%88-%EC%99%B8_4%EA%B5%90.pdf|target:_blank”][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text]\uc0c1\uc7a5\ub41c \uc77c\ubcf8 \uae30\uc5c5\ub4e4\uc758 \uc18c\uc720\uad6c\uc870\ub294 \uc740\ud589, \ubcf4\ud5d8\ud68c\uc0ac, \ube44\uc9c0\ub2c8\uc2a4 \uae30\uc5c5\uacfc \uac19\uc740 \ub0b4\ubd80\uc790\ub4e4\uc5d0 \uc758\ud55c \uc548\uc815\uc801\uc778 \uc8fc\uc2dd \ubcf4\uc720\uac00 \ud2b9\uc9d5\uc774\ub2e4. \ub0b4\ubd80 \uc9c0\ubd84\uc728\uc740 1960\ub144\ub300 \uc911\ubc18\ubd80\ud130 \uae09\ub4f1\ud558\uae30 \uc2dc\uc791\ud574\uc11c 1970\ub144\ub300 \ucd08\uc5d0\ub294 55% \uc774\uc0c1 \uc99d\uac00\ud588\uc73c\uba70 1990\ub144\uae4c\uc9c0 \uc548\uc815\uc801\uc778 \uc99d\uac00 \ucd94\uc138\ub97c \uc9c0\uc18d\ud588\ub2e4. \uc774\ub7ec\ud55c \uc8fc\uc2dd \ubcf4\uc720\ub294 \uc790\uc2e0\ub4e4\uc774 \ud22c\uc790\ud55c \ud68c\uc0ac\uc758 \uacbd\uc601 \ubb38\uc81c\uc5d0 \uc8fc\uc8fc\uac00 \uac04\uc5ec\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc11c\ub85c\uac04\uc758 \uc554\ubb35\uc801 \ub3d9\uc758\ub97c \ubc14\ud0d5\uc73c\ub85c \ud558\uace0\uc788\ub2e4. \uc774\ub294 \uc7a0\uc7ac\uc801\uc778 \uc801\ub300\uc801 \uc81c3\uc790\ub85c\ubd80\ud130 \uae30\uc5c5\uc744 \ubcf4\ud638\ud558\ub294 \uc218\ub2e8\uc774\uc5c8\uace0 1970\ub144\ub300\uc640 1980\ub144\ub300 \uc77c\ubcf8 \uae30\uc5c5\uc758 \uc7a5\uae30\uc801\uc778 \uacbd\uc601 \uad00\ud589\uc758 \uae30\ucd08\uac00 \ub418\uc5c8\ub2e4. \ub610\ud55c \uc774\uac83\uc740 \uba54\uc778\ubc45\ud06c\uc81c\ub3c4(main-bank system), \ub0b4\ubd80\uc790 \uc9c0\ubc30(insider-dominated) \uc774\uc0ac\ud68c, \uc885\uc2e0\uace0\uc6a9\uc81c\uc640 \uac19\uc740 \uc77c\ubcf8\uc758 \ub2e4\ub978 \ub3c5\ud2b9\ud55c \uae30\uc5c5\uad6c\uc870\ub97c \uc81c\ub3c4\uc801\uc73c\ub85c \ubcf4\uc644\ud558\ub294 \uc5ed\ud560\uc744 \ud588\ub2e4(Aoki, 1988; Jackson and Miyajima, 2007).<\/p>\n

\uadf8\ub7ec\ub098 \ub0b4\ubd80\uc790 \uc9c0\ubc30 \uc18c\uc720\uad6c\uc870\ub294 \uae08\uc735\uc704\uae30 \uc5ec\ud30c\ub85c 1990\ub144\ub300 \ub9d0 \uae09\uaca9\ud558\uac8c \ubcc0\ud654\ud588\ub2e4. \ub0b4\ubd80\uc790 \uc18c\uc720\uc9c0\ubd84\uc728\uc774, \ud2b9\ud788 \uc740\ud589\uacfc \ubcf4\ud5d8\ud68c\uc0ac\uc758 \uc18c\uc720\uc9c0\ubd84\uc728\uc774 \uc904\uc5b4\ub4e4\uc790 \uc678\ubd80\uc790 \uc18c\uc720\uc9c0\ubd84\uc774 \uae09\uaca9\ud788 \uc99d\uac00\ud588\ub2e4. \uc678\ubd80\uc790 \uc18c\uc720\ub294 \uad6d\ub0b4 \ubc0f \uc678\uad6d \uae30\uad00 \ud22c\uc790\uac00 \uc18c\uc720\uc640 \uac1c\uc778 \ud22c\uc790\uac00 \uc18c\uc720\ub97c \uac00\ub9ac\ud0a4\ub294 \uac83\uc73c\ub85c, \uc774\ub4e4\uc758 \ubaa9\uc801\uc740 \ud22c\uc790 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud558\ub294 \uac83\uc774\ub2e4. \uc774\ub4e4 \uc678\ubd80 \ud22c\uc790\uac00 \uc911 \uc678\uad6d\uc778\uc758 \ube44\uc728\uc774 \uae09\uaca9\ud558\uac8c \uc99d\uac00\ud588\ub2e4. \uc678\uad6d\uc778\uc9c0\ubd84\uc728\uc740 1980\ub144\ub300 \ud6c4\ubc18 \uac70\ud488\uacbd\uc81c \uc2dc\uae30\uc5d0 5% \uc218\uc900\uc774\uc5c8\uc73c\ub098 1990\ub144\ub300\uc5d0 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud588\uace0, 2006\ub144\uc5d0\ub294 28%\uc5d0 \ub3c4\ub2ec\ud588\uc73c\uba70 \uc774\ud6c4 \uadf8 \ube44\uc728\uc740 \uc548\uc815\ub418\uc5c8\ub2e4. \uadf8 \uacb0\uacfc, \uc138\uae30\uac00 \ubc14\ub00c\uba74\uc11c\ubd80\ud130 \uc678\ubd80\uc790 \uc9c0\ubc30\uad6c\uc870\uac00 \ub418\ub3cc\uc544\uc628 \uc148\uc778\ub370, \ub2e4\ub9cc \uc774\uc804 \uc2dc\ub300\ub294 \uac1c\uc778 \ud22c\uc790\uac00\uac00 \uc8fc\uc694 \uc138\ub825\uc774\uc5c8\ub2e4\uba74 \ud604 \uc2dc\ub300\ub294 \uae30\uad00 \ud22c\uc790\uac00\uac00, \ud2b9\ud788 \uc678\uad6d\uc778\uae30\uad00 \ud22c\uc790\uac00\uac00 \uc8fc\uc694 \uc138\ub825\uc774 \ub418\uc5c8\ub2e4. \ub0b4\ubd80\uc790 \uc9c0\ubc30\uad6c\uc870\uc640 \uc21c\ud658\ucd9c\uc790 \ubc29\uc2dd\uc740 \ub354 \uc774\uc0c1 \uc77c\ubcf8 \uae30\uc5c5\uc758 \ud2b9\uc9d5\uc774\ub77c\uace0 \uaddc\uc815\ud560 \uc218 \uc5c6\uac8c \ub41c \uac83\uc774\ub2e4.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_row_inner][vc_column_inner width=”1\/2″][\/vc_column_inner][vc_column_inner width=”1\/2″ css=”.vc_custom_1666059682274{margin-bottom: 20px !important;}”][vc_acf field_group=”15″ field_from_15=”field_634e0b764f542″ show_label=”yes” align=”right”][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner […]<\/p>\n","protected":false},"author":1,"featured_media":11,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15,3],"tags":[],"class_list":["post-448","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category--5-2-2016","category-2-"],"acf":[],"_links":{"self":[{"href":"https:\/\/asiareview.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/448","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/asiareview.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/asiareview.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/asiareview.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/asiareview.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=448"}],"version-history":[{"count":2,"href":"https:\/\/asiareview.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/448\/revisions"}],"predecessor-version":[{"id":450,"href":"https:\/\/asiareview.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/448\/revisions\/450"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/asiareview.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/media\/11"}],"wp:attachment":[{"href":"https:\/\/asiareview.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=448"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/asiareview.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=448"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/asiareview.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=448"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}